Our Lending Goals

Mission

Scratchpay's mission is to connect consumers with responsible lenders who offer fair and transparent loan products that meet their financial needs.

Our Goals

1. Access to Fair Lending

We strive to connect consumers with lenders who offer fair rates and transparent terms, regardless of credit history.

2. Transparency

We believe in clear, upfront disclosure of all loan terms, rates, and fees. No hidden surprises.

3. Responsible Lending

We partner only with lenders who adhere to responsible lending practices and comply with all applicable laws.

4. Consumer Education

We provide resources to help consumers make informed borrowing decisions and understand their options.

5. Exceptional Service

We aim to provide a fast, simple, and secure loan connection experience.

Common Loan Uses

Consumers use installment loans for various purposes:

• Emergency expenses
• Medical bills
• Home repairs
• Debt consolidation
• Auto repairs
• Major purchases

Remember: Only borrow what you need and can afford to repay.